Planning a Wedding
5 steps
Weddings are memorable — and expensive, with costs that sneak up from every direction. This guide helps you set a realistic budget, split costs fairly across families, decide how to fund what you can't pay upfront, and start saving toward the day without derailing your other financial goals.
Set a realistic wedding budget
Break down expected costs across venue, catering, décor, and other categories to arrive at a realistic total before you start booking anything.
Split costs across both families
Once you have a total, work out how contributions are shared — this same tool works for splitting any group expense fairly.
Decide how to fund what you can't pay upfront
For any shortfall, compare a personal loan against dipping into existing lumpsum savings or investments.
Start a dedicated wedding SIP
If your wedding is more than a year or two away, a monthly SIP toward that specific goal beats scrambling to save at the last minute.
See how this goal stacks up against your other life goals
A wedding is rarely your only upcoming financial goal — see the combined monthly savings needed across everything you're planning for.