Terms of Service

By using Calcora (calcora.in), you agree to these terms. Please read them along with our Financial Disclaimer, which is incorporated into these terms by reference.

1. Description of service

Calcora provides free, browser-based financial calculators covering loans, investments, tax, insurance, retirement, and related topics, intended for general informational and educational purposes only.

2. Not financial, legal, or tax advice

Nothing on this site constitutes financial, legal, investment, or tax advice. Calculator outputs are estimates based on the inputs you provide and the assumptions built into each tool. Always consult a licensed financial advisor, chartered accountant, or other qualified professional before making financial decisions.

3. No warranty of accuracy

We make reasonable efforts to keep our formulas accurate and up to date with prevailing Indian tax rules and financial conventions, but we make no warranty — express or implied — that any calculator output is complete, accurate, or suitable for your specific circumstances. Rules, rates, and slabs referenced by our calculators can and do change.

4. Acceptable use

When using this site, you agree not to:

• Attempt to disrupt, overload, or gain unauthorized access to our infrastructure.
• Scrape, mirror, or systematically extract our content or calculators to build a competing commercial product without our prior written permission.
• Use the contact form to send spam, malicious content, or unlawful material.
• Circumvent, disable, or interfere with security-related features of the site.

5. Embedding calculators

We provide an embeddable iframe version of many calculators for use on other websites, free of charge, provided the “Powered by Calcora” attribution remains visible and unmodified. We reserve the right to revoke embedding access for any site that misrepresents the tool's origin or accuracy.

6. Intellectual property

The Calcora name, logo, design, and original content are our property or licensed to us. The underlying financial formulas we implement (EMI, SIP, CAGR, and similar standard calculations) are common industry methods and are not exclusive to us.

7. Third-party links and ads

This site may display third-party advertisements (via Google AdSense) and links to external resources. We do not control and are not responsible for the content, accuracy, or practices of any third-party site.

8. Limitation of liability

To the fullest extent permitted by law, Calcora and its operators are not liable for any direct, indirect, incidental, or consequential loss arising from your use of, or reliance on, this site or its calculators, including financial decisions made based on calculator outputs.

9. Changes to these terms

We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

10. Governing law

These terms are governed by the laws of India, without regard to conflict-of-law principles.

11. Contact

Questions about these terms? Reach us at calcorabusiness@gmail.com.