Lumpsum Investment Calculator
Calculate the future value of a one-time lumpsum mutual fund investment.
₹
₹5,000₹2,00,00,000
%
1%30%
yr
1 yr40 yr
Future value
₹15,52,924
Principal
₹5,00,000
Estimated returns
₹10,52,924
A one-time investment of ₹5,00,000 grows to ₹15,52,924 in 10 years at 12% annual returns — a 3.1x multiple.
Year-wise growth
| Year | Principal | Future value |
|---|---|---|
| 1 | ₹5,00,000 | ₹5,60,000 |
| 2 | ₹5,00,000 | ₹6,27,200 |
| 3 | ₹5,00,000 | ₹7,02,464 |
| 4 | ₹5,00,000 | ₹7,86,760 |
| 5 | ₹5,00,000 | ₹8,81,171 |
| 6 | ₹5,00,000 | ₹9,86,911 |
| 7 | ₹5,00,000 | ₹11,05,341 |
| 8 | ₹5,00,000 | ₹12,37,982 |
| 9 | ₹5,00,000 | ₹13,86,539 |
| 10 | ₹5,00,000 | ₹15,52,924 |
How this calculator works
A lumpsum investment is a one-time amount invested upfront, left to compound over your chosen time horizon. This calculator uses standard compound interest: FV = P × (1+r)ⁿ, where P is your investment, r is the annual return, and n is the number of years.
Worked example: a one-time investment of ₹5,00,000 at 12% annual returns grows to approximately ₹15.5 lakh in 10 years — more than triple your original investment, purely through compounding, without adding another rupee.
Advertisement