Capital Gains Tax Calculator
Calculate LTCG and STCG tax on equity, mutual funds, and property.
Rates per Budget 2024/2025: equity LTCG 12.5% above ₹1.25L exemption, equity STCG 20%; property LTCG 12.5% flat (no indexation), property STCG at your income slab rate. Long-term = 12+ months for equity, 24+ months for property.
Capital gain
₹1,50,000
Tax payable
₹3,125
Effective rate
2.1%
Your long-term gain of ₹1,50,000 attracts ₹3,125 in tax — an effective rate of 2.1% on the gain.
How this calculator works
Capital gains tax applies to the profit from selling an asset. The rate and rules differ significantly by asset type (equity vs. property) and holding period (short-term vs. long-term), following the rates set by Budget 2024 and Budget 2025.
Worked example: selling equity shares bought for ₹1,00,000 for ₹2,50,000 after holding 24 months (long-term) gives a gain of ₹1,50,000. After the ₹1,25,000 exemption, only ₹25,000 is taxable at 12.5% — a tax of just ₹3,125 on a ₹1.5 lakh gain.