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Retirement Corpus Calculator

Calculate the retirement corpus you need to maintain your lifestyle after you stop working.

₹
₹10,000₹10,00,000
yr
18 yr60 yr
yr
31 yr75 yr
yr
61 yr100 yr

Corpus required

₹7,64,27,465

Required monthly SIP

₹21,651

By age 60, your expenses of ₹50,000/month today will grow to ₹2,87,175/month — you'll need a corpus of ₹7,64,27,465, requiring a monthly SIP of ₹21,651.

How this calculator works

Retirement planning starts with knowing your real target: what your current monthly expenses will cost by the time you retire (after inflation), and how large a corpus you need to sustain that inflation-adjusted spending for the rest of your life.

Worked example: a 30-year-old spending ₹50,000/month today, retiring at 60 with a life expectancy of 85, will need about ₹2,87,175/month at retirement (after 6% annual inflation) — requiring a corpus of roughly ₹7.64 crore, which needs a monthly SIP of about ₹21,651 to build over the next 30 years.

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