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Retirement Corpus Calculator

Calculate the retirement corpus you need to maintain your lifestyle after you stop working.

10,00010,00,000
yr
18 yr60 yr
yr
31 yr75 yr
yr
61 yr100 yr

Corpus required

₹7,64,27,465

Required monthly SIP

₹21,651

By age 60, your expenses of ₹50,000/month today will grow to ₹2,87,175/month — you'll need a corpus of ₹7,64,27,465, requiring a monthly SIP of ₹21,651.

How this calculator works

Retirement planning starts with knowing your real target: what your current monthly expenses will cost by the time you retire (after inflation), and how large a corpus you need to sustain that inflation-adjusted spending for the rest of your life.

Worked example: a 30-year-old spending ₹50,000/month today, retiring at 60 with a life expectancy of 85, will need about ₹2,87,175/month at retirement (after 6% annual inflation) — requiring a corpus of roughly ₹7.64 crore, which needs a monthly SIP of about ₹21,651 to build over the next 30 years.

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