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Annuity Payout Calculator

Calculate the periodic payout you'd receive from an annuity purchase.

1,00,00010,00,00,000
%
3%10%

Payout frequency

Payout per period

₹25,000

Annual payout

₹3,00,000

A purchase price of ₹50,00,000 at 6% generates ₹25,000 monthly, for a total of ₹3,00,000 per year.

How this calculator works

An annuity converts a lump sum into a stream of regular payouts at a fixed rate, calculated simply as Annual Payout = Purchase Price × Annuity Rate, then divided across your chosen payout frequency.

Worked example: a ₹50,00,000 annuity purchase at a 6% rate pays out ₹25,000 every month — a predictable income stream for the rest of your life (or a fixed term, depending on the annuity type you choose).

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