Recurring Deposit (RD) Calculator
Calculate the maturity amount for your monthly recurring deposit.
₹
₹100₹2,00,000
%
3%9%
yr
0.5 yr10 yr
Maturity value
₹3,55,284
Total deposited
₹3,00,000
Interest earned
₹55,284
Depositing ₹5,000/month for 5 years at 6.5% matures to ₹3,55,284 — a guaranteed, risk-free return.
Year-wise growth
| Year | Total deposited | Maturity value |
|---|---|---|
| 1 | ₹60,000 | ₹62,155 |
| 2 | ₹1,20,000 | ₹1,28,473 |
| 3 | ₹1,80,000 | ₹1,99,232 |
| 4 | ₹2,40,000 | ₹2,74,730 |
| 5 | ₹3,00,000 | ₹3,55,284 |
How this calculator works
A Recurring Deposit lets you build savings through fixed monthly deposits at a guaranteed interest rate, similar in structure to a SIP but with a fixed, risk-free return set by the bank.
Worked example: depositing ₹5,000 every month for 5 years at 6.5% matures to approximately ₹3,55,284 — of which ₹3,00,000 is your own deposits and about ₹55,284 is interest earned, all without any market risk.
Advertisement