NPS Calculator
Estimate your National Pension System corpus and expected monthly pension.
Corpus at retirement
₹1,33,78,903
Lump sum (tax-free)
₹80,27,342
Est. monthly pension
₹26,758
Contributing ₹10,000/month for 25 years builds a corpus of ₹1,33,78,903 — with ₹80,27,342 available as tax-free lump sum and an estimated pension of ₹26,758/month for life.
How this calculator works
The National Pension System is a market-linked retirement scheme where your contributions grow until retirement, after which a portion must be annuitized to provide a monthly pension for life, with the rest available as a lump sum.
Worked example:contributing ₹10,000/month for 25 years at an assumed 10% return builds a corpus of roughly ₹1.34 crore. At the minimum 40% annuity requirement, that's about ₹80.3 lakh available as a tax-free lump sum, plus an estimated pension of around ₹26,758/month for life (at an assumed 6% annuity rate).