Critical Illness Cover Calculator
Estimate the critical illness cover you need to protect against medical costs and income loss.
₹
₹1,00,000₹1,00,00,000
₹
₹10,000₹10,00,000
mo
1 mo36 mo
₹
₹0₹2,00,00,000
₹
₹0₹2,00,00,000
Recommended cover
₹34,60,000
Income replacement
₹9,60,000
To cover treatment costs, 12 months of lost income, and existing debt, you should consider a critical illness cover of approximately ₹34,60,000.
How this calculator works
Critical illness cover provides a lump-sum payout on diagnosis of a serious illness, sized to cover treatment costs, replace lost income during recovery, and manage existing debt obligations while you're unable to work.
Worked example: with an estimated ₹15,00,000 treatment cost, ₹80,000/month income over a 12-month recovery, and ₹10,00,000 in outstanding debt, the recommended cover comes to ₹34,60,000.
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