Family Monthly Budget Planner
Plan your family's monthly budget using the simple 50/30/20 rule.
₹
₹10,000₹20,00,000
₹
₹0₹1,00,000
₹
₹0₹1,00,000
₹
₹0₹1,00,000
Ideal needs (50%)
₹50,000
Ideal wants (30%)
₹30,000
Ideal savings (20%)
₹20,000
You're spending ₹5,000 more than the ideal 50/30/20 split on needs, leaving less room for savings.
How this calculator works
The 50/30/20 rule is a simple budgeting framework: 50% of income toward needs, 30% toward wants, and 20% toward savings and debt repayment — this calculator compares your actual spending against that benchmark.
Worked example:on a ₹1,00,000 monthly income, the ideal split is ₹50,000 needs, ₹30,000 wants, and ₹20,000 savings. Spending ₹55,000 on needs means you're ₹5,000 over the ideal allocation, likely squeezing your savings or discretionary spending.
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